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Category Archives: Elder Law

Is Long-Term-Care Insurance Worth the Cost?

In the 1980s and 1990s, long-term-care (LTC) insurance seemed a perfect fit for a generation of aging baby boomers who’d begun to worry they might outlive their savings. Elder care attorneys were recommending LTC policies as an essential element of any estate plan. But, according to a recent article in the Wall Street Journal, the… Read More »

Can I Become the Guardian of an Elderly Relative Who Refuses My Help?

Many older adults value their independence and autonomy and resist the notion that their adult children, or another concerned relative, should begin watching over them or managing their affairs. Would-be guardians should appreciate how emotional such a transition can be for a senior who must confront their own mortality and accept a reversal of the… Read More »

Are In-Home Caregivers Safer for My Elderly Loved One than Nursing Homes?

No matter what type of care you choose for your loved one, you need do your homework to select the safest option, and you must remain vigilant during the entire time he or she is receiving care. It may be easier to monitor home health care workers to protect your loved ones from abuse. However,… Read More »

Can the Elderly Qualify for Medicaid by Transferring Assets to Their Children?

Medicaid benefits are intended for use by individuals who fall at or near the Federal Poverty Limit (FPL), and require financial assistance to obtain the care they need. At one time, many families successfully flouted the intentions of Medicare by transferring the assets and income of their elderly loved ones, in order to place themselves… Read More »